Terms of Use

Last Updated: May 22, 2025

1. Introduction

Welcome to our accounting automation platform. By accessing or using our services, you agree to be bound by these Terms of Use ("Terms"). Please read these Terms carefully before using our services.

2. Definitions

  • "Service" refers to our accounting automation platform, including all features, functionalities, and user interfaces.
  • "User" refers to any individual or entity that accesses or uses our Service.
  • "Content" refers to any data, information, or materials processed or stored through our Service.

3. Use Restrictions

  • No Resale or Redistribution: You may not sell, resell, distribute, or transfer the Service to any third party.
  • No Copying or Replication: You agree not to copy, modify, adapt, translate, reverse-engineer, decompile, or create derivative works based on the Service.
  • Single Business Use: The Service is licensed for use by a single business entity and may not be shared across multiple businesses.
  • You must not exceed your subscription plan's usage limits.
  • You must not use the Service for any illegal purposes.

4. Disclaimer of Warranties

  • No Professional Advice: The Service is intended to assist with organizing bank statements but is not a substitute for professional accounting services.
  • As-Is Basis: The Service is provided "as is" without warranties of any kind, either express or implied.
  • No Warranty of Accuracy: We do not warrant that the Service will be error-free or that it will meet your specific requirements.

5. Limitation of Liability

  • No Liability for Errors: We shall not be liable for any accounting errors, inaccuracies, or omissions resulting from the use of the Service.
  • User Responsibility: You are solely responsible for verifying the accuracy and completeness of any information produced by the Service.
  • Indirect Damages: In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use or inability to use the Service.

6. User Obligations

  • Data Verification: You agree to double-check all information generated by the Service. We do not assume liability for any errors or omissions.
  • Compliance: You are responsible for complying with all applicable laws and regulations when using the Service.
  • Account Security: You are responsible for maintaining the security of your account credentials.
  • Communication: You acknowledge and agree that we may send you subscription-related communications via email, including but not limited to invoices, payment confirmations, failed payment notifications, subscription renewal reminders, and other important subscription updates. These communications are considered part of our service and cannot be opted out of while maintaining an active subscription.

7. Subscription and Billing

  • Automatic Renewal: All paid subscriptions will automatically renew at the end of the billing period unless you cancel your subscription before the renewal date. By subscribing to our Service, you authorize us to charge your payment method for the subscription fees on a recurring basis.
  • Cancellation: You may cancel your subscription at any time through your account settings or by contacting our support team. If you cancel, you will continue to have access to the paid features until the end of your current billing period.
  • Refunds: Generally, we do not provide refunds for subscription fees already paid. Any exceptions are at our sole discretion.
  • Price Changes: We reserve the right to change our subscription fees. We will notify you of any price changes before they take effect.
  • Failed Payments: If we are unable to process your payment, we may suspend or terminate your access to paid features until payment is successfully processed.

8. Data Security and Privacy

  • No Responsibility for Data Loss: We are not responsible for any data loss, corruption, or breach that may occur while using the Service.
  • Third-Party Services: The Service utilizes third-party services, including the OpenAI API, to process data. By using the Service, you agree to OpenAI's Terms of Use and Privacy Policy.
  • Data Processing: The Service processes your data using third-party services. By using the Service, you consent to such data processing.
  • No Liability for Data Breaches: We are not responsible for any unauthorized access, use, disclosure, alteration, or destruction of your data.
  • User Acknowledgment: You acknowledge that data transmission over the internet is inherently insecure and that we cannot guarantee complete security.

9. Intellectual Property

  • Ownership: All intellectual property rights in and to the Service are owned by us or our licensors.
  • No Transfer of Rights: Except for the limited license granted, nothing in these Terms transfers any intellectual property rights to you.
  • Our trademarks and trade dress may not be used without our prior written permission.

10. Updates and Support

  • No Obligation: We are not obligated to provide updates, maintenance, or support for the Service.
  • Service Changes: We may modify, update, or discontinue any aspect of the Service at any time.

11. Termination

  • Breach of Terms: We reserve the right to terminate your access to the Service immediately if you violate any of these Terms.
  • Effect of Termination: Upon termination, your right to use the Service will immediately cease.
  • You may terminate your account at any time by following the cancellation process.
  • Right to Cancel Subscriptions: We retain the right to cancel, suspend, or terminate any subscription at any time and for any reason at our sole discretion. By using our Service, you expressly agree to this right and acknowledge that we may exercise it without prior notice and without providing a refund for any unused portion of your subscription.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles.

13. Dispute Resolution

Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, so that the remaining provisions shall remain in full force and effect.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

16. Contact Information

If you have any questions about these Terms, please contact us at support@yourdomain.com.